Blog

Understanding Prepayment Penalties

May 10, 2019

Mortgage loans are expensive to originate. It is not uncommon for consumer mortgages to cost upwards of $9,000. Lenders typically recoup those costs through a combination of upfront fees and interest revenue over the life of the loan. If a borrower pays off a loan shortly after origination, the lender is at risk of losing […]


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Build Your Credit Score Using a Credit Card

May 3, 2019

Credit card usage has a direct impact on the most important factors that make up your FICO score. Using a credit card regularly and responsibly is one of the fastest and most reliable ways to build credit.


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Misty Trail Update

April 28, 2019

Wanted to share a couple of photos from Misty Trail. Fist one is how we bought the property. Second one is after it was cleaned/ cleared getting it ready for site prep and grading.    


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What is a homestead?

April 26, 2019

A homestead can be a separate structure, condominium or a manufactured home located on owned or leased land, as long as the individual living in the home owns it. A homestead can include up to 20 acres, if the land is owned by the homeowner and used for a purpose related to the residential use […]


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Should You Sell or Renovate Your Home ?

April 12, 2019

Most homeowners have that one thing about their home that they wish were different. For some, the home’s fatal flaw exists outside the four walls. Maybe the house backs up to a creek that floods whenever it rains, resulting in a squishy backyard and mosquitoes. Or perhaps the home is located on a busy street […]


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Features to Avoid When Buying a Rental Property

April 7, 2019

When buying a rental property, there are obvious and not-so-obvious factors to keep in mind that may affect the income potential of the home. Too Many Stairs: A unit on a 2nd or 3rd floor without elevator access will not be attractive to many renters. Small Room Size: Since most tenants move with their furniture, small room size can become […]


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This is why you should invest in Real Estate

March 29, 2019

Jeremy Grantham, an investor credited with predicting the 2000 and 2008 downturns, says that investors should get inured to lackluster returns in the stock market for the next two decades, after a century of handsome gains. “In the last 100 years, we’re used to delivering perhaps 6%,” but the U.S. market will be delivering real […]


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Class action suit could change real-estate commissions

March 22, 2019

In what could be the most far-reaching antitrust lawsuit for the real estate market in decades, the National Association of Realtors and four of the largest realty companies have been accused of a conspiracy to systematically overcharge home sellers by forcing them to pay commissions to the agents who represent the buyers of their homes. […]


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Closed on another property today!

March 14, 2019

Arlen closed another property today! Could not have done it without our entire team of experts! Special Thanks to Mr. Phillips for selling us the property and to Terri Young from Chicago Title for all the work she put into insuring this date happened.


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